Why are my friends' rates cheaper than mine?
Why are my friends' rates cheaper than mine?
Unless your friend is your identical twin and lives with you and drives the same car as you and has the same liability limits and coverages and the exact same car and drives the exact same distance to and from work and has the exact same credit score and payment history then this is not a fair comparison.
There are many factors that go into determining your insurance rates, a few are listed above.
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