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The Safest vehicles to insure - Small car category
By Brad Intlehouse
Allow me a short analogy here to start...
Solenopsis, a member of the ants family, build piles of sand or soil that can be
more than a couple of feet on top of the soil and can create a deep burrow way
underneath, and they are known for their dogged determination and hot temper.
Their enemies know at once that these small creatures are, in reality, dangerous
and can be difficult to defeat.
When the makers of small cars finished building their latest models, they may
have the little but deadly creatures on their mind because their products were
designed in congruence to the little insect's capability to be powerful and
ferocious in spite of its size.
In today's contemporary society, the makers of small cars have overdone it by
enabling it to be included in the list of safest cars on the road.
Notwithstanding its size, these small cars are capable of getting through the
traffic with swift motion, dependable driving management, and safe travel.
Basically, most small cars have front-wheel drive. This, in turn, provide better
grip than rear-wheel drive especially when the road is too slippery to handle.
On Consumer Report's 25 safest cars on the road, the Volkswagen series tops the
list in the small cars category. The VW Golf TDI was ranked #1 with the
Volkswagen Jetta next in line.
These safe small cars can be dubbed as small but despite their size, they offer
optimum car performance.
In general, these small cars are built with security tools that are aimed to give
you a flexible drive and allow you to respond quickly to anything you may
encounter on the road. They are also equipped with safety features like dual
airbags, seatbelts, ABS, and side-door impact beams.
Newer features you'll see on the latest Volkswagens are side-impact air bags.
These are built for front-seat passengers. These side-impact air bags support the
torso.
Then, they also have the safety belts. The belts found on these small cars have
regulating upper anchor designed for the shoulder belts. This design is intended
to make the protect you whenever a car crash happens.
These safety belts in Volkswagens have seatbelt pretensioners. These are the ones
that are responsible to pull back the belt to absorb a flop in the course of a
frontal impact.
Plus, it has the LATCH system or the Lower Anchors and Tethers for children
system. This facilitates the child-seat installation because the inaptness of the
safety belt with the child seat is reduced.
They also have additional safety features like ESC or the electronic stability
control, tire pressure monitors, daytime running lights, occupant-sensing air bag
systems, and tire pressure monitors.
The drawback is that small cars are not physically applicable to any towing
services. Plus, they are not meant to carry a lot of cargo because it lacks
space. Though, there are small cars that are equipped with lockable fold-down
rear seatback that offers additional space for more loads.
On the other hand, small cars like these remarkable Volkswagens are not only
recognized as safe cars but also cost-effective in terms of gasoline consumption.
This is because they have small, yet powerful, four-cylinder engines.
Because of these and other safety features present, any owner will be proud to
own a small car, whether it is a hatchback, sporty car, or a sedan.
Additionally, small car owners will also be very satisfied with their auto
insurance policies. This is because most auto insurance companies consider the
type of the car being used when calculating premium rates.
And because these Volkswagen are included in the list of safest cars, they will
most likely reap lower auto insurance rates. Though, these premium rates may
change if the auto insurance company found out that the driver's driving history
is not that acceptable. This goes to prove that if your driving history is not
that good, meaning you may already have a history on car crashes and that you are
the one at fault, chances are you will most likely get into another car crash
again; such that, your auto insurance company will just be spending more money on
you.
So, if you are thinking to get your child, who is in college, a car this year,
then these small but safe cars may be the right fit. Not only are they safe and
dependable, but they are also built for the younger drivers and those who drives
and travels often like students.
Copyright 2005 by RSN Insurance and Brad Intlehouse.
This article may be used freely in ezines, newsletters, websites, to offer as free bonus or part of a product for sale as long as no changes are made and the byline, copyright, active links and this resource box is included.
About the author:
Brad Intlehouse is an ex-insurance agent with over 5 years of experience in the auto insurance industry, his goal is to help you make smart decisions on your car insurance - teaching you to get the best rates out there. On his insurance questions website you'll find answers to many of the questions facing drivers today along with several tips and articles to help save you money year after year.
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