|
Compare Auto Insurance Rates In Your Area...Find Out How Much You Can Save
Enter your zip code below and click GO!
|
The Safest Luxury Cars to Insure
By Brad Intlehouse
Considering the exorbitant prices of most luxury cars, it's a veritable godsend for many cash-strapped consumers when genius car manufacturers have invented cars worth their sticker prices. Thus it strips off the word luxury, bearing the meaning that it holds up to its name because of its price and nothing else.
Today, prominent car manufacturers like BMW and AUDI had been ravishing the limelight after they received recognition from Consumer Report on its latest models. The cars were among the safest cars on the road. Under the category of luxury cars, BMW's 330i made it to the top of the list along with Audi A4. However, each car has its own remarkable specifications that put them a cut above the rest.
The BMW 330i, for instance, is another beauty of German technology and efficiency. It is a sleek road cruiser that stops for no man.
With its aerodynamic design, which helps catapult the car to a pant-soiling 250 kilometers per hour, and spacious, leather-clad interior, this new breed of BMW is taking the limelight away from sports and other luxury cars.
However, its hefty price tag comes with a warning: MAY BE TOO HOT TO HANDLE.
Nevertheless, its safety features outweigh its lucrative trait. This in turn made BMW 330i a "must-have treat."
BMW 330i's general safety features are panic button alarm, side guard door beams, and child-safety door locks. It is also equipped with driver airbags, a passenger air bag cutoff switch or sensor, a passenger airbag, front side airbag, and side head curtain airbags. The second row side airbag is optional.
For added protection, the BMW 330i is equipped with theft prevention features. These features are the selective locking or unlocking feature, the locking fuel filler door or cap, valet lockout, and the vehicle anti-lockout device. wheel locks are optional.
Plus, with a precise and straight steering ability, driving with a BMW 330i is definitely not a problem. It is equipped with a stability control that effectively protects the driver from any swerving or uncontrolled motion.
Moreover, because of the many incidences wherein sudden inflation of airbags had caused accidents, mostly children, BMW 330i airbags are endowed with smart dual-thresholds, sensor, and dual-stage deployment that curb any airbags inflation that were uncalled for.
On the other hand, the Audi A4 luxury car also speaks of genuine craftsmanship. It does not only boast of its superior external and internal features but most importantly, its safety features.
The Audi A4 is equipped with a new breaking system that offers optimum breaking power assistance, hydraulic brake assist, electronic brake pressure distribution, and disk wiping feature. These safety break features enable the Audi A4 to safeguard its occupants in the event that an accident happens or whenever the road becomes slippery.
It also has a sideguard head protection airbags for its passengers. A dual-stage and dual-threshold airbag supplemental restraints with occupant sensors were also provided.
It also has a new system of seat belts management and usability that features a safer way of employing seat belts while on the road. Plus, it also employs the new occupants' safety belts system that has convertible locking retractors.
Like the BMW 330i, the Audi A4 is also equipped with a new system that controls the unexpected inflation incidence that happens to most cars equipped with airbags. This system is regarded as the best way to curb unexpected inflation of airbags thereby curbing potential injuries to children.
Plus, it has child-friendly safety features like LATCH or the lower anchorage and tethers for children system situated at the rear seats, and child safety rear door locks.
With all these safety features, no wonder they were among the safest cars on the road. This is not just mere recognition for most buyers but also a way of saving more money when getting insurance.
It is because most auto insurance companies charge lower premium rates to drivers who drive safe cars. There are also auto insurance companies that offer additional anti-theft or vehicle tracking discounts. Moreover, cars, like the ones mentioned, who performed well on car crash tests will keep you safe in an accident and as a side benefit most likely get you lower auto insurance premiums.
You could do worse than the BMW 330i or the Audi A4 but keep them in mind when shopping for a new ride that will keep you and your family safe and your insurance costs down.
Copyright 2005 by RSN Insurance and Brad Intlehouse.
This article may be used freely in ezines, newsletters, websites, to offer as free bonus or part of a product for sale as long as no changes are made and the byline, copyright, active links and this resource box is included.
About the Author:
Brad Intlehouse is an ex-insurance agent with over 5 years of experience in the auto insurance industry, his goal is to help you make smart decisions on your car insurance and answer your car insurance questions to help save you money year after year.
Back to car insurance FAQs