How to shop for car insurance
Not all insurance companies are the same. If you shop around you can save $200-$500 or more with discount rates from all major carriers and even from local companies.
Make sure you get it in writing before you cancel your old policy. Sometimes the new company may quote you a lower rate without looking at your credit score or driving record and then once they do, they'll issue the policy at the much higher rate.
Make sure it is not just a teaser rate that will jump up drastically when your policy renews in 6 months. See if they are giving you one-time discounts for starting up a new policy with them.
Rates can vary dramatically for the same driver, depending on which company you ask. The key to savings lies in comparing many quotes, to find the insurer that will give you the best rates and the best service. Because what good is it to save $300 when you have to wait a week before you can speak with a claims adjuster?
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