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How Much Will Car Insurance Go Up With a DUI?
How much will your car insurance go up with a DUI? How much will your car insurance go up with a DWI? If you find yourself in the unfortunate situation of being stopped under the influence of alcohol or driving while intoxicated and you want to know how much you'll pay for your car insurance over the next 3 to 4 years, the short answer is a lot.
All car insurance rates are based on risk. The riskier you are, the more you'll pay.
Having a DUI or DWI on your driving record poses a serious risk to an insurance company. And you can expect your monthly premium to jump accordingly. And it will stay that way for at least three years.
You can easily expect your monthly premium to double, triple or even quadruple. And increasing your comprehensive and collision deductibles to $1000 each is something you should look at to keep the cost down somewhat. You may even consider dropping comprehensive and collision altogether if you own the car outright.
Your car insurance premiums could easily pass $1000-$2000 every six months.
Many car insurance companies may not want to insure a high-risk driver with a DWI or DUI on their driving record. You can still shop around because car insurance is a very competitive industry and get free insurance quotes to see if you can get a lower premium.
So how much will car insurance go up with a DUI or DWI on your driving record? A lot.